Tag Archives: finance

Keep on Trucking#Finance# the Working Class#Marriage

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At the end of the day why do I feel like it is such a challenge? It shouldn’t be this way, grateful for the day “this world has to offer” but in reality, we live in a materialistic culture and the whole process of romancing someone and having this american dream has become a commercialized mess. If you’re barely able to pay the rent and feed yourself and kids you’re definitely not going to feel like an attractive prospect, male or female. And how are you going to afford all that fun stuff you’re clearly obligated to do? A regular relationship becomes another regular expense.  From my experience: it is hard to love while in an unstable life, but if you are lucky enough to have it happen it can help build a strong bond. My significant other (of ten years) and I got together when we had our first child I was having problems and he was between jobs because she had just moved back to town. He took a lower paying job than expected so we lived on very little, but still really enjoyed each other despite not being able to do much. Then we both started make good money and life was good. Really good. When the economy bombed our city was hurt worse than most and my business crashed. My husband was also laid off and it took months to find a lower paying job. We were broke again but not only attacked the challenge as a team (rather than it driving us apart) but found we could still have a lot of fun without going to movies or eating out. When things got even tighter we found that we still enjoyed each other despite not being able to buy anything, ever. 

The lesson: we got together because we enjoyed each other, not because we enjoyed doing things together. It is easy to feel feel love when eating out and shopping. Harder when you are scrimping. If you can look at each other and smile when you are drowning in crap, you can take on the world together. 

The mind will play these silly games in your head “Y”. Keeping it positive, keeping your day job. I want to strive, life is to short to be always looking at the past, your not living in the moment if we’re wondering about the future. Live in the Present and Keep on Trucking. 

BreezeBree

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Weekend & Finances & How to Save when your on a Budget

Today marks a bench mark in my world of finances and how to save money. Taking money seriously. Saving money for a vacation, a birthday gift or maybe even some thing nice for your self. As it happens most people get paid on Fridays, me, personally want to go spend some money at the end of my five day week. 

Some idea’s to break it down, is easier said than done but here are some ideas:

1.) Taking out the exact amount needed for the weekend.

2.) Hiding 5-10% of cash in a secret spot.

3.) Before going out and about shopping on a piece of paper your list, on the bottom write down your estimate of spending of all items. 

These are my top three things I do on my Friday or Saturday morning to ensure my self that I won’t go over my limit. 

An interesting fact is we used to write checks more often, now transactions are done by credit card. This makes things really easy just to swipe and go. Taking out cash will save you money in the long run and you will know, in hand, how much you have. 

To watch out for ourselves is key to success is take charge of our money, finance. “Where time is money, and money is time”. 

To another learning experience, thanks for reading. 

Truly,

BreeImage

 

Customer Service Leads to Better Finance & More Money

 Currently I am a customer service aficionado writing about sixty to one hundred and sixty emails a day. I have heard that emailing can be good & a bad thing because we live in this new world of email is faster than picking up the phone. If I were writing a guide on what is the best form of customer service, picking up the phone and calling the person is the best. It is scary! Who knows, they think you are being a pest but really your only there calling to help. 

Customer service revoles around email, phone calls and now live chat. Which is best?

In my humble opinion if the email says hey call, no worries those are the first inquires to call back and help. If you leave me a message I’m calling you right back, I feel that if a person leaves their phone number it’s the most important, they need assistance first. It will leave a bad impression to leave those calls for last. With experience people appreciate the phone call back, knowing you care. Emails: Is their a time limit to those that need to be answered? Getting too many emails can lead to some of your potential customers going elsewhere. If your sending an email and the response takes a while my advise is to call and get a direct email, this way the customer service team can promptly serve to your needs. Last but not least is the new live chat, larger company’s with more customer base would have this for customer service. Live chat is my least favorite, it  helps most customer service questions and but it does not give the customer person feel, some people ask is a “is a real person behind the computer”. Live chat does however bring sales, a guide to find certain things your selling on your site. Recommend these highly to keep your business up and running smoothly. 

To put things in order picking up the phone is most important to let your customers know they are important. Secondly get to those emails and phone messages quickly, they might lead to a really big sale. Third turn on the live chat if that is an option. 

Having greatImage customer service is going to improve the all around for your finance for your business making you more money in the long run.

More to come on some customer service advise from Bree Goswick

Thanks for reading